Discover refined waterfront living nestled on an exclusive street, with lake access for swimming just steps away! This modernized, all-brick 2 + 1 bed, 3 bath bungalow is set in one of Cobourg's most coveted neighbourhoods & blends thoughtful renovations with executive functionality. From the stunning curb appeal to breathtaking views, prepare to be impressed. Inside, the expansive floor plan feats. 9ft ceilings on both levels, grand entry foyer with sight lines to the sun-filled family room & formal dining room, while a fully renovated kitchen w/ glass pocket doors feat. sleek quartz countertops modern appliances, including a b/i bar fridge, fridge, stove, microwave & dishwasher provides plenty of room to gather. Complete w/ a large centre island, servery, lakeside breakfast nook & access to the deck. Engineered hardwood floors run throughout creating a sophisticated flow. The primary bed overlooks the lake w/ ensuite privileges to the updated bath, while the 2nd bed overlooks the garden. Appreciate main floor laundry, w/i pantry & mudroom. The finished basement includes a spacious family room, 3rd bed, full bath in addition to a games area, storage & workshop under the stairs. An efficient ICF foundation provides year-round comfort with in-floor heating on both levels. Outside, find a stamped concrete driveway, and professional landscaping throughout. The backyard is a private oasis complete with a retractable awning over the updated deck perfect for entertaining, relaxing, or enjoying the evening lake breeze. Every inch of this home has been thoughtfully maintained and stylishly upgraded, offering a rare opportunity to enjoy an exceptional lifestyle near the water, in the heart of Cobourg. Enjoy morning sunrise & evening sunsets, a short stroll to Cobourg's Peace Park, the West Beach, marina, and downtown Cobourg -- truly the best of small-town living w/ quick access to the 401 & proximity to Northumberland Hills Hospital.